:root{--navy:#12293a;--cream:#faf9f5;--sage:#b4c9b6;--ink:#183142;--muted:#596b69;--line:#d9dfd8;--white:#fff;--error:#a32c28}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.5}a{color:inherit}button,input{font:inherit}button,a,input,summary{touch-action:manipulation}button{cursor:pointer}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #52775c;outline-offset:4px}header{background:var(--navy);color:var(--cream)}.nav{max-width:1160px;margin:auto;min-height:100px;display:flex;align-items:center;justify-content:space-between;padding:20px 32px}.brand{text-decoration:none;font-weight:700;font-size:23px;letter-spacing:-.6px}.brand span{display:block;font-size:11px;font-weight:400;letter-spacing:.3px;color:#c8d5d8;margin-top:2px}.back{font-size:13px;text-decoration:none}.back span{margin-left:16px}main{max-width:1160px;margin:auto;padding:0 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label:has(input:checked){background:#e8efe7;border-color:#58745f;color:#243e2b}.frequency label:has(input:focus-visible){outline:3px solid #52775c;outline-offset:3px}.frequency input{position:absolute;opacity:0;width:1px;height:1px}.calculate{width:100%;background:var(--navy);color:white;border:0;border-radius:7px;padding:14px 16px;text-align:left;font-size:14px;font-weight:600}.calculate span{float:right}.calculate:hover{background:#244459}.privacy{font-size:10px;color:var(--muted);margin:12px 0 0}.results{padding:40px 36px;background:var(--navy);color:var(--cream)}.results .eyebrow{color:var(--sage);margin-bottom:20px}.payment{font-size:clamp(38px,4.6vw,58px);line-height:1.15;letter-spacing:-2px;font-weight:700;overflow-wrap:anywhere}.payment-period{font-size:17px;color:#c7d5d9;margin:7px 0 0}.result-context{font-size:12px;color:#bacbd1;margin:20px 0 38px}.stats>div{display:flex;justify-content:space-between;align-items:center;gap:15px;margin:19px 0;font-size:13px}.stats strong{font-size:18px;font-weight:500;text-align:right}.stats .total{border-top:1px solid #49606c;padding-top:21px;margin-top:23px}.cost-bar{display:flex;height:9px;background:#557182;border-radius:10px;overflow:hidden;margin-top:28px}.cost-bar span{background:var(--sage)}.bar-legend{display:flex;justify-content:space-between;font-size:10px;color:#c8d5d9;margin:9px 0 20px}.bar-legend span:first-child{color:var(--sage)}.estimate-note{font-size:11px;line-height:1.6;color:#c8d5d9;max-width:360px}.no-loan{font-size:13px;background:#29483e;padding:12px;border-radius:6px}.comparison{padding:40px 0 28px}.comparison .eyebrow{margin-bottom:9px}.scenarios{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.scenario{border:1px solid var(--line);border-radius:10px;padding:21px 23px;background:#fff}.scenario.current{background:#eaf0e7;border-color:#a9bfa9}.scenario p{font-size:11px;color:var(--muted);margin:0 0 12px}.scenario h3{margin:0;font-size:15px}.scenario strong{display:block;font-size:25px;letter-spacing:-.8px;margin:9px 0 0}.scenario small{font-size:11px}.scenario .difference{border-top:1px solid var(--line);padding-top:12px;margin-top:14px;font-size:11px;color:var(--ink)}.small{font-size:11px;margin:12px 0 0}.details-section{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}summary{cursor:pointer;padding:21px 0;font-weight:600;font-size:14px;list-style:none;display:flex;justify-content:space-between}summary::-webkit-details-marker{display:none}summary span{font-size:19px}details[open] summary span{transform:rotate(45deg)}.detail-body{font-size:13px;color:var(--muted);max-width:880px;padding-bottom:15px}.education{display:flex;gap:16px;padding:25px;background:#eef1e9;border-radius:9px;margin:28px 0}.education>span{border:1px solid #71836d;border-radius:50%;min-width:22px;height:22px;text-align:center;font-family:Georgia,serif;font-size:14px}.education h2{font-size:15px;letter-spacing:0}.education 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27px}.intro-note{display:none}h1{letter-spacing:-1.3px}.lead{font-size:15px}.intro-copy{font-size:13px}.calculator{grid-template-columns:1fr}form{padding:24px}.results{padding:30px 24px}.payment{font-size:48px}.result-context{margin-bottom:25px}.stats strong{font-size:19px}.comparison{padding-top:32px}.scenarios{gap:9px}.scenario{padding:15px 12px}.scenario strong{font-size:20px}.scenario p{min-height:33px}.scenario small{font-size:10px}.scenario .difference{font-size:10px}.education{padding:20px}.next{align-items:flex-start;flex-direction:column;gap:3px}footer{margin:0 20px;flex-direction:column;gap:5px}}@media(max-width:410px){main{padding:0 14px}.nav{padding:17px 14px}.back{max-width:75px;text-align:right}.brand span{font-size:8px}form{padding:22px 18px}.two-fields{gap:12px}.input-wrap span{padding:0 9px}.scenarios{grid-template-columns:1fr}.scenario{display:grid;grid-template-columns:1fr 1.2fr;column-gap:10px;padding:17px}.scenario p{grid-column:1;min-height:0;margin-bottom:5px}.scenario h3{grid-column:1}.scenario strong{grid-column:2;grid-row:1/3;text-align:right;font-size:26px;align-self:center;margin:0}.scenario small{grid-column:2;text-align:right}.scenario .difference{grid-column:1/-1;text-align:left}.education{gap:10px}.payment{font-size:43px}.stats strong{font-size:17px}}

.guide-links{display:flex;flex-direction:column;gap:14px}.guide-links a{overflow-wrap:anywhere}.nav{gap:16px}.back{max-width:180px}.guide-links span{margin-left:6px}@media(max-width:410px){.back{max-width:110px;flex-shrink:0}}